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Two Easy, Simple Financing Products
FTL Finance provides two HVAC consumer financing products. Contractors will work with customers to choose the best option. Whether consumers want to pay off the loan quickly or want a very low monthly payment, we have choices. See product options below (remember, not all products are offered in all areas).

FTL Finance Lease
This option offers competitive fixed rates from 5.99% to 19.99%. Loan amounts range from $1,000 to $35,000, and loans terms extend up to 7 years. There are also deferred interest plans available for 90 days, 6 months, and 12 months (plans not available in all areas). There’s no minimum payment required during deferred interest period. Regular financed contracts are available in all areas.

This card includes a non-promotional rate of 16.99%. Loans amounts range from $300 to $35,000. There are deferred interested plans available for 6 months and 12 months (plans not available in all areas). Minimum monthly payments are required during deferred interest period. A regular revolving line of credit is available in all areas